About Two Waters

Straight answers for important coverage decisions

Two Waters Policy Services helps people and businesses in West Virginia and Ohio understand their insurance options and take a clear next step.

Michael Treadway, independent insurance agent with Two Waters Policy Services
Independent local agent Michael Treadway Serving West Virginia and Ohio

Insurance decisions can feel complicated. Michael Treadway provides independent guidance across Medicare, health coverage, personal insurance, and small-business or group coverage. The goal is simple: listen first, explain relevant choices in plain language, and help you decide what fits your needs.

Mason County Library building in Point Pleasant, West Virginia
Mason County Library in Point Pleasant, one of the familiar landmarks within Two Waters’ local service area.

Community roots

Local context matters when coverage questions feel personal.

Point Pleasant and the surrounding Mason County area are part of Two Waters’ in-person service area. Conversations are also available by phone or video for clients throughout West Virginia and Ohio.

See the complete service area →

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No pressure. Just a clearer next step.