Get straightforward help with Medicare, health, personal, life, and business coverage—with one local agent ready to listen and explain what matters.
No pressure. No obligation. Your contact information is not sold.
Insurance services
You do not need to know which policy or plan you need before reaching out. Begin with the question, change, or concern that brought you here.
Understand plan types, costs, provider considerations, and enrollment questions before you decide.
Talk through health coverage for individuals, families, groups, and specific gaps in protection.
Review the coverage around the property, vehicles, and everyday responsibilities you rely on.
Consider protection for the people who depend on you, with clear explanations of the available approaches.
Start with the people, property, vehicles, and liabilities your organization depends on.
Get useful help with coverage questions that do not fit neatly into a policy category.
Where we serve
Two Waters serves clients throughout West Virginia and Ohio. In-person service is centered across the Mid-Ohio and Kanawha Valleys, with phone and video conversations available statewide.
Local communities include Point Pleasant, Gallipolis, Charleston, Huntington, Parkersburg, Athens, and surrounding counties. Product and plan availability can vary by location and eligibility.
Mason, Putnam, Kanawha, Cabell, Wood, Jackson, and nearby counties.
Gallia, Meigs, Athens, Washington, Lawrence, Jackson, and nearby counties.
A simpler process
A coverage conversation should reduce uncertainty—not add to it.
Share what brought you here and the type of coverage you want to review.
Michael listens, asks useful questions, and explains relevant considerations without unnecessary jargon.
Move forward at your pace—or simply leave with a better understanding of what to consider.
What you can expect
Understand the questions, tradeoffs, and practical next steps without unnecessary jargon.
You will not be expected to make a decision during the first call.
Only share what is needed to begin. Sensitive information can wait for an appropriate follow-up.
Trust is earned
“You made it painless. You are so genuine and caring, and your honesty is so appreciated.”— Debbie Yoho, client testimonial
Read more about Two Waters on Google, or meet Michael before starting a coverage conversation.
Meet Michael TreadwayIndependent agent serving West Virginia and Ohio Education center
Practical explainers and checklists help you prepare for a more useful conversation about coverage.
Ready when you are
Tell us what you are reviewing. Michael will follow up to understand your situation and help identify an appropriate next step.
